Looking for something a little more elaborate? Any loan amount over the conforming limit, which in San Diego County is $690,000, will put you into the Jumbo Loan sphere. These loans are offered only by private lending institutions, no government backing here.

Jumbo Loans are loans used for purchase or refinance that are not government backed or conform to Fannie Mae or Freddie Mac guidelines. The guidelines for these loans are variable and established by the private institutions offering the loan product. Jumbo loans typically have a down payment requirements as low as 10%.

Want more information? Contact Us